Employer Sponsored Health Plans-Why they Work! The cornerstone of health insurance is the employer-sponsored group health insurance plan.  These plans provide the most comprehensive benefit structures at the most affordable rates, because of the ability of the insurer to spread the risk of insuring the group amongst all participants of the health plan.    How do I find the Best plan for MY Business? Seeking expert advice to analyze your employee benefit plans from an agency specialized in providing employee benefits is the best way to ensure making a sound business decision. Contact us for a free analysis of your employee benefit structure at info@bpginsurancesolutions.com Plan Options Available to Employers HMO Plans (Health Maintenance Organizations): Fee for service style plans that typically have lower out of pocket costs and relatively low co-payments for medical services PPO Plans (Preferred Provider Organizations): Through contracted discounted rates with physicians and hospitals, PPO's provide affordable coverage while still providing care access to ALL physicians by having an OUT-OF-NETWORK reimbursement rate that is lower than the IN-NETWORK Reimbursement rates   Our Goal Analyze your business goals and develop strategies that utilize your insurance programs to further those goals Make any needed recommendations and obtain competitive quotes form quality insurance companies that can provide the solutions that will compliment your employee benefit programs. Ensure the smooth management and operation, becoming your insurance advocate, for any and all of your employee benefit programs Provide the tools and training you and your employees need to maximize the investment in the programs you choose to implement   Group Health Insurance-Information Request  For more information, please select the items that apply, and let us know how to contact you. Send product literature Send company literature Have a salesperson contact me Name Title Company Address E-mail Phone