What is the most important asset  that you have?   Question: If you were in an accident and disabled for any length of time, and unable to work, what would you and your family do for income? The Answer!: Disability insurance can replace lost income. There are three ways to replace lost income due to accidents and/or illness:   Group Disability insurance Most employers provide sick leave, and many many larger employers provide long-term disability coverage as well.   Social Security disability benefits Government provided benefits that can be paid to workers whose disability is expected to last at least 12 months and that is severe enough that no gainful employment can be performed.   Individual disability income insurance policies Limited income replacement for circumstances above and beyond what is  available from workers compensation-(if the injury or illness is job-related) and/or other forms of insurance. For many, even those with some employer-paid coverage, an individual disability income policy is the best way to ensure adequate income in the event of an accident.     Group Disability-Information Request  For more information, please select the items that apply, and let us know how to contact you. Send product literature Send company literature Have a salesperson contact me Name Title Company Address E-mail Phone